How do car title loans work?
A car itle loan is simple you apply online. Once qualified you will bring your vehicle down to a title loan company to have it appraised. Make sure you bring a clean title to the vehicle, your driver’s license and proof of insurance.
How much can I borrow with a car title loan?
It all depends on the appraisal of the vehicle, once the vehicle is appraised you will get an exact quote of how much your loan can be.
What If I do not want to borrow the full appraisal value?
That is okay, you determine how much or how little of the value of the vehicle that you want your car title loan for.
Do I have to have an excellent credit score for car title loan?
No, a perfect credit score is not a requirement for this type of loan.
When will I have the cash from my car title loan?
In most instances you will have the money the same day that you apply for the loan.
Is it better to apply online for title loans?
Most people enjoy applying for the auto title loan online; it takes less time, they can do it in the privacy of there own home, and they can work on the application at there convenience.
How safe is a car title loan?
They are very secure. Our system is hosted on a secure site, thus making it very confidential.
What are the repayment terms of my loan?
This all depends on the amount in which you borrow; your lender will discuss this with you.
What year model does my car have to be to get a car title loan?
Can I apply for title loans if I have already had one?
There are no rules on the age of your vehicle. They only thing is that your loan is based on the value of your vehicle so a newer vehicle will have more value.
Yes, as long as you have paid in full your previous title loan, you can reapply at anytime after that.